Running an auto service business is demanding work, with unique risks. Whether you operate a car wash, garage or mechanic shop, you need an insurance plan that insures peace of mind.
Our experienced underwriting teams knows the risks you face, and we’ve built coverages unique to your needs. We’ll also come alongside you to help you reduce your risks and increase your profitability.
Coverages to Consider
- Columbia Safeguard Businessowners
We created our Columbia Safeguard Businessowners coverage specifically for small and medium-sized businesses. Our comprehensive policy allows you to customize coverage to fit your needs as an auto service professional for one affordable price.
- Commercial Auto
Provides property, liability and medical coverage for cars, trucks or SUVs owned or leased by your business.
- Cyber Suite
Our comprehensive coverage offers multiple layers of insurance defense against the ever-evolving cyber risks that businesses face every day.
- Employee Practices Liability Insurance
Businesses of all sizes can be sued for a variety of reasons such as discrimination, sexual harassment and wrongful termination. Our EPLI coverage gives you the protection you need.
- Equipment Breakdown Coverage
When a mechanical, electrical or pressure system equipment breakdown occurs, it can lead to lost revenue or even business failure. This critical coverage is included at no additional cost to you!
- Liability
With our broad protection and unparalleled services, you can rest assured your liability risks are covered.
- Property
Our comprehensive property coverage will make sure your place of business and business personal property is covered. In addition, we offer coverages specifically suited to your type of business such as: Contractor's Tools, Miscellaneous Tools and Equipment, Installation Coverage, and Vehicular Damage to Leased Property.
- Umbrella
Add on this important coverage to cover any liability losses over your policy limits!
- Workers’ Compensation
Workers' injuries can happen, even in the most careful of environments. We’ll help you reduce the risk of accidents and injuries while making sure you’re covered when they do occur.
Why Columbia Insurance Group?
- With a 98% Claims Satisfaction rating, we've proven that when you need us, we are there to settle your claim quickly and fairly.
- Your business is our business. Our coverages are coupled with professional loss control resources to help you reduce losses and increase your profitability.
- We're here for the long haul. Our 130-year history and A- A.M. Best Rating shows our financial strength.